Call report 2009Q4
CITIZENS SAVINGS BANK — 2009Q4
The 22 measures CITIZENS SAVINGS BANK reported to the FFIEC for 2009Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 55,884,000 | USD | evidence → |
| Total loans | 35,631,000 | USD | evidence → |
| Allowance for loan losses | 640,000 | USD | evidence → |
| Securities available for sale | 16,480,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 40,819,000 | USD | evidence → |
| Interest-bearing deposits | 35,137,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,682,000 | USD | evidence → |
| Equity capital | 5,693,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,096,000 | USD | evidence → |
| Interest expense | 1,090,000 | USD | evidence → |
| Net interest income | 2,006,000 | USD | evidence → |
| Noninterest income | 215,000 | USD | evidence → |
| Noninterest expense | 1,257,000 | USD | evidence → |
| Provision for loan losses | 69,000 | USD | evidence → |
| Pretax income | 1,003,000 | USD | evidence → |
| Income tax | 219,000 | USD | evidence → |
| Net income | 784,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,254,000 | USD | evidence → |
| Total capital | 6,818,000 | USD | evidence → |
| Risk-weighted assets | 45,056,000 | USD | evidence → |