Call report 2008Q1
CITIZENS SAVINGS BANK — 2008Q1
The 22 measures CITIZENS SAVINGS BANK reported to the FFIEC for 2008Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 48,864,000 | USD | evidence → |
| Total loans | 32,304,000 | USD | evidence → |
| Allowance for loan losses | 554,000 | USD | evidence → |
| Securities available for sale | 13,823,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 35,537,000 | USD | evidence → |
| Interest-bearing deposits | 30,829,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,708,000 | USD | evidence → |
| Equity capital | 4,847,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 784,000 | USD | evidence → |
| Interest expense | 335,000 | USD | evidence → |
| Net interest income | 449,000 | USD | evidence → |
| Noninterest income | 32,000 | USD | evidence → |
| Noninterest expense | 248,000 | USD | evidence → |
| Provision for loan losses | 2,000 | USD | evidence → |
| Pretax income | 252,000 | USD | evidence → |
| Income tax | 64,000 | USD | evidence → |
| Net income | 188,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,059,000 | USD | evidence → |
| Total capital | 5,538,000 | USD | evidence → |
| Risk-weighted assets | 38,274,000 | USD | evidence → |