Call report 2006Q4
CITIZENS SAVINGS BANK — 2006Q4
The 22 measures CITIZENS SAVINGS BANK reported to the FFIEC for 2006Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 41,765,000 | USD | evidence → |
| Total loans | 29,474,000 | USD | evidence → |
| Allowance for loan losses | 539,000 | USD | evidence → |
| Securities available for sale | 9,126,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 33,425,000 | USD | evidence → |
| Interest-bearing deposits | 27,366,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,059,000 | USD | evidence → |
| Equity capital | 4,372,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,454,000 | USD | evidence → |
| Interest expense | 1,090,000 | USD | evidence → |
| Net interest income | 1,364,000 | USD | evidence → |
| Noninterest income | 176,000 | USD | evidence → |
| Noninterest expense | 1,039,000 | USD | evidence → |
| Provision for loan losses | 6,000 | USD | evidence → |
| Pretax income | 470,000 | USD | evidence → |
| Income tax | 82,000 | USD | evidence → |
| Net income | 388,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,434,000 | USD | evidence → |
| Total capital | 4,850,000 | USD | evidence → |
| Risk-weighted assets | 33,240,000 | USD | evidence → |