Call report 2004Q2
CITIZENS SAVINGS BANK — 2004Q2
The 22 measures CITIZENS SAVINGS BANK reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 34,229,000 | USD | evidence → |
| Total loans | 25,535,000 | USD | evidence → |
| Allowance for loan losses | 413,000 | USD | evidence → |
| Securities available for sale | 6,600,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 27,535,000 | USD | evidence → |
| Interest-bearing deposits | 24,582,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,953,000 | USD | evidence → |
| Equity capital | 3,631,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 969,000 | USD | evidence → |
| Interest expense | 254,000 | USD | evidence → |
| Net interest income | 715,000 | USD | evidence → |
| Noninterest income | 65,000 | USD | evidence → |
| Noninterest expense | 417,000 | USD | evidence → |
| Provision for loan losses | 27,000 | USD | evidence → |
| Pretax income | 355,000 | USD | evidence → |
| Income tax | 120,000 | USD | evidence → |
| Net income | 235,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,604,000 | USD | evidence → |
| Total capital | 3,944,000 | USD | evidence → |
| Risk-weighted assets | 27,119,000 | USD | evidence → |