Call report 2003Q4
CITIZENS SAVINGS BANK — 2003Q4
The 22 measures CITIZENS SAVINGS BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 32,932,000 | USD | evidence → |
| Total loans | 24,405,000 | USD | evidence → |
| Allowance for loan losses | 385,000 | USD | evidence → |
| Securities available for sale | 5,283,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 28,334,000 | USD | evidence → |
| Interest-bearing deposits | 24,764,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,570,000 | USD | evidence → |
| Equity capital | 3,484,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,924,000 | USD | evidence → |
| Interest expense | 578,000 | USD | evidence → |
| Net interest income | 1,346,000 | USD | evidence → |
| Noninterest income | 138,000 | USD | evidence → |
| Noninterest expense | 975,000 | USD | evidence → |
| Provision for loan losses | 54,000 | USD | evidence → |
| Pretax income | 456,000 | USD | evidence → |
| Income tax | 142,000 | USD | evidence → |
| Net income | 314,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,369,000 | USD | evidence → |
| Total capital | 3,702,000 | USD | evidence → |
| Risk-weighted assets | 26,602,000 | USD | evidence → |