Call report 2002Q4
CITIZENS SAVINGS BANK — 2002Q4
The 22 measures CITIZENS SAVINGS BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 30,500,000 | USD | evidence → |
| Total loans | 19,456,000 | USD | evidence → |
| Allowance for loan losses | 322,000 | USD | evidence → |
| Securities available for sale | 6,816,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 26,129,000 | USD | evidence → |
| Interest-bearing deposits | 23,273,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,856,000 | USD | evidence → |
| Equity capital | 3,226,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,905,000 | USD | evidence → |
| Interest expense | 734,000 | USD | evidence → |
| Net interest income | 1,171,000 | USD | evidence → |
| Noninterest income | 147,000 | USD | evidence → |
| Noninterest expense | 861,000 | USD | evidence → |
| Provision for loan losses | 67,000 | USD | evidence → |
| Pretax income | 358,000 | USD | evidence → |
| Income tax | 90,000 | USD | evidence → |
| Net income | 268,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,084,000 | USD | evidence → |
| Total capital | 3,365,000 | USD | evidence → |
| Risk-weighted assets | 22,422,000 | USD | evidence → |