Call reports 2025
COMMUNITY SAVINGS BANK — 2025
What COMMUNITY SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 91,963,000 | 112,116,000 | 111,741,000 | 110,202,000 |
| Total loans | 77,802,000 | 95,558,000 | 95,186,000 | 92,991,000 |
| Allowance for loan losses | 364,000 | 380,000 | 420,000 | 436,000 |
| Securities available for sale | 5,688,000 | 5,633,000 | 5,581,000 | 5,539,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,437,000 | 84,154,000 | 84,327,000 | 82,737,000 |
| Interest-bearing deposits | 68,641,000 | 79,931,000 | 80,074,000 | 77,622,000 |
| Noninterest-bearing deposits | 3,796,000 | 4,223,000 | 4,253,000 | 5,115,000 |
| Equity capital | 15,357,000 | 15,525,000 | 15,667,000 | 15,794,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,192,000 | 2,645,000 | 4,237,000 | 5,801,000 |
| Interest expense | 469,000 | 1,041,000 | 1,694,000 | 2,317,000 |
| Net interest income | 723,000 | 1,604,000 | 2,543,000 | 3,484,000 |
| Noninterest income | 39,000 | 85,000 | 125,000 | 168,000 |
| Noninterest expense | 704,000 | 1,424,000 | 2,242,000 | 3,113,000 |
| Provision for loan losses | 0 | 13,000 | 51,000 | 65,000 |
| Pretax income | 58,000 | 252,000 | 375,000 | 469,000 |
| Income tax | 1,000 | 33,000 | 50,000 | 30,000 |
| Net income | 57,000 | 219,000 | 325,000 | 439,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,515,000 | 15,677,000 | 15,783,000 | 15,897,000 |