Call reports 2024
COMMUNITY SAVINGS BANK — 2024
What COMMUNITY SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 90,535,000 | 92,843,000 | 93,273,000 | 92,771,000 |
| Total loans | 74,959,000 | 77,671,000 | 77,478,000 | 76,984,000 |
| Allowance for loan losses | 355,000 | 351,000 | 352,000 | 361,000 |
| Securities available for sale | 6,208,000 | 5,895,000 | 5,874,000 | 5,704,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,543,000 | 72,756,000 | 73,588,000 | 72,926,000 |
| Interest-bearing deposits | 67,002,000 | 69,039,000 | 69,530,000 | 69,085,000 |
| Noninterest-bearing deposits | 3,541,000 | 3,717,000 | 4,058,000 | 3,841,000 |
| Equity capital | 15,591,000 | 15,622,000 | 15,324,000 | 15,258,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,117,000 | 2,268,000 | 3,475,000 | 4,672,000 |
| Interest expense | 408,000 | 866,000 | 1,374,000 | 1,890,000 |
| Net interest income | 709,000 | 1,402,000 | 2,101,000 | 2,782,000 |
| Noninterest income | 45,000 | 90,000 | 136,000 | 180,000 |
| Noninterest expense | 749,000 | 1,496,000 | 2,735,000 | 3,764,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 5,000 | -4,000 | -498,000 | -802,000 |
| Income tax | -5,000 | -16,000 | -128,000 | -433,000 |
| Net income | 10,000 | 12,000 | -370,000 | -369,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,837,000 | 15,838,000 | 15,457,000 | 15,458,000 |