Call reports 2023
COMMUNITY SAVINGS BANK — 2023
What COMMUNITY SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 85,450,000 | 84,984,000 | 87,429,000 | 88,321,000 |
| Total loans | 72,855,000 | 72,744,000 | 74,611,000 | 74,755,000 |
| Allowance for loan losses | 351,000 | 354,000 | 356,000 | 353,000 |
| Securities available for sale | 6,097,000 | 5,938,000 | 6,228,000 | 6,331,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,664,000 | 68,152,000 | 69,002,000 | 69,677,000 |
| Interest-bearing deposits | 64,328,000 | 63,779,000 | 65,428,000 | 65,950,000 |
| Noninterest-bearing deposits | 4,336,000 | 4,373,000 | 3,574,000 | 3,727,000 |
| Equity capital | 15,409,000 | 15,449,000 | 15,406,000 | 15,615,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 980,000 | 1,975,000 | 2,984,000 | 4,055,000 |
| Interest expense | 139,000 | 338,000 | 597,000 | 932,000 |
| Net interest income | 841,000 | 1,637,000 | 2,387,000 | 3,123,000 |
| Noninterest income | 36,000 | 75,000 | 113,000 | 154,000 |
| Noninterest expense | 718,000 | 1,448,000 | 2,188,000 | 2,930,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 159,000 | 264,000 | 312,000 | 347,000 |
| Income tax | 27,000 | 41,000 | 43,000 | 18,000 |
| Net income | 132,000 | 223,000 | 269,000 | 329,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,628,000 | 15,719,000 | 15,767,000 | 15,826,000 |