Call reports 2022
COMMUNITY SAVINGS BANK — 2022
What COMMUNITY SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 87,657,000 | 88,009,000 | 87,106,000 | 87,221,000 |
| Total loans | 69,480,000 | 72,157,000 | 73,611,000 | 73,335,000 |
| Allowance for loan losses | 323,000 | 335,000 | 347,000 | 349,000 |
| Securities available for sale | 6,138,000 | 6,803,000 | 6,151,000 | 6,088,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,843,000 | 72,159,000 | 70,791,000 | 71,024,000 |
| Interest-bearing deposits | 67,707,000 | 68,102,000 | 66,651,000 | 66,122,000 |
| Noninterest-bearing deposits | 4,136,000 | 4,057,000 | 4,140,000 | 4,902,000 |
| Equity capital | 14,954,000 | 14,919,000 | 14,940,000 | 15,201,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 861,000 | 1,727,000 | 2,660,000 | 3,620,000 |
| Interest expense | 74,000 | 139,000 | 216,000 | 287,000 |
| Net interest income | 787,000 | 1,588,000 | 2,444,000 | 3,333,000 |
| Noninterest income | 45,000 | 82,000 | 120,000 | 157,000 |
| Noninterest expense | 735,000 | 1,457,000 | 2,174,000 | 2,855,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 97,000 | 213,000 | 390,000 | 635,000 |
| Income tax | 12,000 | 29,000 | 59,000 | 77,000 |
| Net income | 85,000 | 184,000 | 331,000 | 558,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,004,000 | 15,109,000 | 15,264,000 | 15,493,000 |