Call reports 2021
COMMUNITY SAVINGS BANK — 2021
What COMMUNITY SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 85,859,000 | 87,945,000 | 86,865,000 | 88,645,000 |
| Total loans | 69,438,000 | 70,118,000 | 69,173,000 | 70,527,000 |
| Allowance for loan losses | 312,000 | 317,000 | 321,000 | 321,000 |
| Securities available for sale | 7,798,000 | 7,956,000 | 7,363,000 | 7,080,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,223,000 | 71,101,000 | 70,772,000 | 72,576,000 |
| Interest-bearing deposits | 65,269,000 | 66,870,000 | 66,545,000 | 67,822,000 |
| Noninterest-bearing deposits | 3,954,000 | 4,231,000 | 4,227,000 | 4,754,000 |
| Equity capital | 14,717,000 | 14,862,000 | 14,990,000 | 15,095,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 888,000 | 1,758,000 | 2,623,000 | 3,478,000 |
| Interest expense | 109,000 | 211,000 | 298,000 | 380,000 |
| Net interest income | 779,000 | 1,547,000 | 2,325,000 | 3,098,000 |
| Noninterest income | 160,000 | 260,000 | 376,000 | 473,000 |
| Noninterest expense | 691,000 | 1,391,000 | 2,107,000 | 2,839,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 248,000 | 416,000 | 594,000 | 732,000 |
| Income tax | 43,000 | 69,000 | 98,000 | 92,000 |
| Net income | 205,000 | 347,000 | 496,000 | 640,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,452,000 | 14,602,000 | 14,759,000 | 14,910,000 |