Call reports 2020
COMMUNITY SAVINGS BANK — 2020
What COMMUNITY SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 80,097,000 | 82,599,000 | 83,360,000 | 86,005,000 |
| Total loans | 65,020,000 | 63,901,000 | 64,868,000 | 66,897,000 |
| Allowance for loan losses | 300,000 | 301,000 | 304,000 | 308,000 |
| Securities available for sale | 9,508,000 | 8,984,000 | 9,105,000 | 8,525,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,082,000 | 65,966,000 | 66,879,000 | 69,362,000 |
| Interest-bearing deposits | 60,872,000 | 62,071,000 | 63,442,000 | 65,371,000 |
| Noninterest-bearing deposits | 3,210,000 | 3,895,000 | 3,437,000 | 3,991,000 |
| Equity capital | 13,750,000 | 14,175,000 | 14,382,000 | 14,568,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 905,000 | 1,798,000 | 2,668,000 | 3,537,000 |
| Interest expense | 177,000 | 327,000 | 467,000 | 591,000 |
| Net interest income | 728,000 | 1,471,000 | 2,201,000 | 2,946,000 |
| Noninterest income | 74,000 | 202,000 | 431,000 | 628,000 |
| Noninterest expense | 667,000 | 1,312,000 | 2,016,000 | 2,760,000 |
| Provision for loan losses | 41,000 | 41,000 | 41,000 | 41,000 |
| Pretax income | 94,000 | 320,000 | 575,000 | 773,000 |
| Income tax | 9,000 | 46,000 | 89,000 | 97,000 |
| Net income | 85,000 | 274,000 | 486,000 | 676,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,626,000 | 13,822,000 | 14,042,000 | 14,240,000 |