Call reports 2019
COMMUNITY SAVINGS BANK — 2019
What COMMUNITY SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 80,029,000 | 82,818,000 | 82,860,000 | 80,899,000 |
| Total loans | 61,246,000 | 63,044,000 | 64,985,000 | 63,831,000 |
| Allowance for loan losses | 236,000 | 248,000 | 252,000 | 255,000 |
| Securities available for sale | 10,933,000 | 10,794,000 | 10,538,000 | 9,920,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,610,000 | 68,077,000 | 66,223,000 | 65,821,000 |
| Interest-bearing deposits | 63,105,000 | 64,877,000 | 63,159,000 | 62,415,000 |
| Noninterest-bearing deposits | 2,505,000 | 3,200,000 | 3,064,000 | 3,406,000 |
| Equity capital | 13,163,000 | 13,421,000 | 13,621,000 | 13,754,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 879,000 | 1,811,000 | 2,770,000 | 3,683,000 |
| Interest expense | 197,000 | 405,000 | 618,000 | 821,000 |
| Net interest income | 682,000 | 1,406,000 | 2,152,000 | 2,862,000 |
| Noninterest income | 39,000 | 88,000 | 162,000 | 208,000 |
| Noninterest expense | 615,000 | 1,245,000 | 1,882,000 | 2,524,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 106,000 | 249,000 | 432,000 | 546,000 |
| Income tax | 10,000 | 29,000 | 55,000 | 43,000 |
| Net income | 96,000 | 220,000 | 377,000 | 503,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,102,000 | 13,235,000 | 13,400,000 | 13,533,000 |
| Total capital | 13,338,000 | 13,483,000 | 13,652,000 | 13,788,000 |
| Risk-weighted assets | 48,649,000 | 50,697,000 | 51,328,000 | 50,986,000 |