Call reports 2018
COMMUNITY SAVINGS BANK — 2018
What COMMUNITY SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 77,943,000 | 77,559,000 | 78,624,000 | 78,386,000 |
| Total loans | 56,487,000 | 59,469,000 | 60,739,000 | 60,933,000 |
| Allowance for loan losses | 219,000 | 223,000 | 227,000 | 231,000 |
| Securities available for sale | 11,846,000 | 11,502,000 | 11,127,000 | 11,040,000 |
| Securities held to maturity | 385,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,190,000 | 63,661,000 | 64,609,000 | 64,124,000 |
| Interest-bearing deposits | 62,260,000 | 61,946,000 | 62,542,000 | 61,977,000 |
| Noninterest-bearing deposits | 1,930,000 | 1,715,000 | 2,067,000 | 2,147,000 |
| Equity capital | 12,496,000 | 12,630,000 | 12,695,000 | 12,974,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 834,000 | 1,687,000 | 2,563,000 | 3,443,000 |
| Interest expense | 128,000 | 270,000 | 438,000 | 631,000 |
| Net interest income | 706,000 | 1,417,000 | 2,125,000 | 2,812,000 |
| Noninterest income | 36,000 | 86,000 | 139,000 | 192,000 |
| Noninterest expense | 593,000 | 1,194,000 | 1,814,000 | 2,426,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 149,000 | 309,000 | 450,000 | 578,000 |
| Income tax | 20,000 | 42,000 | 60,000 | 49,000 |
| Net income | 129,000 | 267,000 | 390,000 | 529,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,569,000 | 12,716,000 | 12,852,000 | 12,998,000 |
| Total capital | 12,788,000 | 12,939,000 | 13,079,000 | 13,229,000 |
| Risk-weighted assets | 44,666,000 | 47,123,000 | 47,152,000 | 48,377,000 |