Call reports 2017
COMMUNITY SAVINGS BANK — 2017
What COMMUNITY SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 77,577,000 | 78,079,000 | 77,383,000 | 77,032,000 |
| Total loans | 56,132,000 | 54,129,000 | 54,486,000 | 56,472,000 |
| Allowance for loan losses | 167,000 | 200,000 | 198,000 | 216,000 |
| Securities available for sale | 10,914,000 | 12,296,000 | 12,783,000 | 12,401,000 |
| Securities held to maturity | 489,000 | 473,000 | 439,000 | 414,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,992,000 | 63,428,000 | 63,482,000 | 63,108,000 |
| Interest-bearing deposits | 61,210,000 | 61,348,000 | 61,576,000 | 60,968,000 |
| Noninterest-bearing deposits | 1,782,000 | 2,080,000 | 1,906,000 | 2,140,000 |
| Equity capital | 12,117,000 | 12,177,000 | 12,299,000 | 12,581,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 822,000 | 1,614,000 | 2,398,000 | 3,209,000 |
| Interest expense | 110,000 | 227,000 | 346,000 | 461,000 |
| Net interest income | 712,000 | 1,387,000 | 2,052,000 | 2,748,000 |
| Noninterest income | 42,000 | 89,000 | 211,000 | 274,000 |
| Noninterest expense | 605,000 | 1,350,000 | 1,941,000 | 2,539,000 |
| Provision for loan losses | 14,000 | 14,000 | 14,000 | 29,000 |
| Pretax income | 135,000 | 112,000 | 308,000 | 454,000 |
| Income tax | 12,000 | 20,000 | 82,000 | -82,000 |
| Net income | 123,000 | 92,000 | 226,000 | 536,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,004,000 | 11,983,000 | 12,128,000 | 12,462,000 |
| Total capital | 12,171,000 | 12,183,000 | 12,326,000 | 12,678,000 |
| Risk-weighted assets | 45,804,000 | 43,342,000 | 43,269,000 | 43,743,000 |