Call reports 2015
FRANKLIN GROVE BANK — 2015
What FRANKLIN GROVE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 30,466,000 | 30,434,000 | 29,411,000 | 29,504,000 |
| Total loans | 16,371,000 | 14,491,000 | 14,177,000 | 14,037,000 |
| Allowance for loan losses | 147,000 | 157,000 | 157,000 | 198,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 8,547,000 | 8,547,000 | 7,350,000 | 2,900,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,227,000 | 25,128,000 | 24,115,000 | 24,185,000 |
| Interest-bearing deposits | 20,772,000 | 20,297,000 | 20,192,000 | 20,255,000 |
| Noninterest-bearing deposits | 4,455,000 | 4,831,000 | 3,923,000 | 3,930,000 |
| Equity capital | 5,175,000 | 5,233,000 | 5,172,000 | 5,181,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 269,000 | 538,000 | 800,000 | 1,031,000 |
| Interest expense | 37,000 | 74,000 | 111,000 | 148,000 |
| Net interest income | 232,000 | 464,000 | 689,000 | 883,000 |
| Noninterest income | 9,000 | 17,000 | 29,000 | 38,000 |
| Noninterest expense | 159,000 | 298,000 | 450,000 | 601,000 |
| Provision for loan losses | 15,000 | 25,000 | 25,000 | 25,000 |
| Pretax income | 67,000 | 158,000 | 251,000 | 279,000 |
| Income tax | 11,000 | 44,000 | 78,000 | 97,000 |
| Net income | 56,000 | 114,000 | 173,000 | 182,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,175,000 | 5,233,000 | 5,172,000 | 5,181,000 |
| Total capital | 5,322,000 | 5,390,000 | 5,329,000 | 5,379,000 |
| Risk-weighted assets | 18,771,000 | 17,275,000 | 16,837,000 | 16,759,000 |