Call reports 2012
FRANKLIN GROVE BANK — 2012
What FRANKLIN GROVE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 32,087,000 | 31,250,000 | 30,770,000 | 30,928,000 |
| Total loans | 15,309,000 | 16,145,000 | 16,214,000 | 16,201,000 |
| Allowance for loan losses | 111,000 | 138,000 | 145,000 | 153,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 8,681,000 | 9,181,000 | 9,726,000 | 9,525,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,832,000 | 25,913,000 | 25,451,000 | 25,514,000 |
| Interest-bearing deposits | 22,125,000 | 21,684,000 | 21,904,000 | 21,578,000 |
| Noninterest-bearing deposits | 4,707,000 | 4,229,000 | 3,547,000 | 3,936,000 |
| Equity capital | 5,183,000 | 5,245,000 | 5,199,000 | 5,265,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 320,000 | 646,000 | 973,000 | 1,307,000 |
| Interest expense | 65,000 | 129,000 | 187,000 | 244,000 |
| Net interest income | 255,000 | 517,000 | 786,000 | 1,063,000 |
| Noninterest income | 13,000 | 30,000 | 47,000 | 63,000 |
| Noninterest expense | 174,000 | 343,000 | 509,000 | 691,000 |
| Provision for loan losses | 8,000 | 15,000 | 22,000 | 30,000 |
| Pretax income | 86,000 | 189,000 | 302,000 | 405,000 |
| Income tax | 18,000 | 59,000 | 106,000 | 143,000 |
| Net income | 68,000 | 130,000 | 196,000 | 262,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,183,000 | 5,245,000 | 5,199,000 | 5,265,000 |
| Total capital | 5,294,000 | 5,383,000 | 5,344,000 | 5,418,000 |
| Risk-weighted assets | 17,320,000 | 17,784,000 | 17,870,000 | 18,199,000 |