Call reports 2011
FRANKLIN GROVE BANK — 2011
What FRANKLIN GROVE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 30,793,000 | 30,097,000 | 30,211,000 | 30,905,000 |
| Total loans | 16,659,000 | 16,422,000 | 17,412,000 | 17,709,000 |
| Allowance for loan losses | 148,000 | 155,000 | 163,000 | 170,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 8,950,000 | 9,628,000 | 9,482,000 | 9,032,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,606,000 | 24,830,000 | 24,937,000 | 25,522,000 |
| Interest-bearing deposits | 21,344,000 | 21,152,000 | 21,420,000 | 21,686,000 |
| Noninterest-bearing deposits | 4,262,000 | 3,678,000 | 3,517,000 | 3,836,000 |
| Equity capital | 5,087,000 | 5,172,000 | 5,151,000 | 5,227,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 359,000 | 713,000 | 1,075,000 | 1,428,000 |
| Interest expense | 82,000 | 162,000 | 239,000 | 310,000 |
| Net interest income | 277,000 | 551,000 | 836,000 | 1,118,000 |
| Noninterest income | 12,000 | 29,000 | 46,000 | 56,000 |
| Noninterest expense | 170,000 | 324,000 | 475,000 | 649,000 |
| Provision for loan losses | 8,000 | 15,000 | 23,000 | 30,000 |
| Pretax income | 111,000 | 241,000 | 384,000 | 495,000 |
| Income tax | 30,000 | 75,000 | 127,000 | 162,000 |
| Net income | 81,000 | 166,000 | 257,000 | 333,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,087,000 | 5,172,000 | 5,151,000 | 5,227,000 |
| Total capital | 5,235,000 | 5,327,000 | 5,314,000 | 5,397,000 |
| Risk-weighted assets | 17,870,000 | 17,568,000 | 18,620,000 | 19,044,000 |