Call reports 2009
FRANKLIN GROVE BANK — 2009
What FRANKLIN GROVE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 27,448,000 | 27,695,000 | 27,296,000 | 28,385,000 |
| Total loans | 15,486,000 | 14,748,000 | 15,546,000 | 15,321,000 |
| Allowance for loan losses | 121,000 | 122,000 | 124,000 | 125,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 9,501,000 | 9,901,000 | 10,901,000 | 10,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,428,000 | 22,586,000 | 22,175,000 | 23,228,000 |
| Interest-bearing deposits | 19,431,000 | 19,824,000 | 19,739,000 | 19,915,000 |
| Noninterest-bearing deposits | 2,997,000 | 2,762,000 | 2,436,000 | 3,313,000 |
| Equity capital | 4,885,000 | 4,957,000 | 4,936,000 | 4,973,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 376,000 | 737,000 | 1,124,000 | 1,495,000 |
| Interest expense | 126,000 | 250,000 | 369,000 | 482,000 |
| Net interest income | 250,000 | 487,000 | 755,000 | 1,013,000 |
| Noninterest income | 14,000 | 32,000 | 51,000 | 65,000 |
| Noninterest expense | 164,000 | 306,000 | 456,000 | 629,000 |
| Provision for loan losses | 2,000 | 3,000 | 5,000 | 6,000 |
| Pretax income | 98,000 | 210,000 | 345,000 | 443,000 |
| Income tax | 21,000 | 61,000 | 112,000 | 141,000 |
| Net income | 77,000 | 149,000 | 233,000 | 269,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,885,000 | 4,957,000 | 4,936,000 | 4,973,000 |
| Total capital | 5,006,000 | 5,079,000 | 5,060,000 | 5,098,000 |
| Risk-weighted assets | 15,615,000 | 15,497,000 | 16,079,000 | 16,102,000 |