Call reports 2007
FRANKLIN GROVE BANK — 2007
What FRANKLIN GROVE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 25,864,000 | 24,209,000 | 24,911,000 | 25,727,000 |
| Total loans | 12,822,000 | 13,275,000 | 14,007,000 | 13,072,000 |
| Allowance for loan losses | 109,000 | 109,000 | 119,000 | 119,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 8,712,000 | 8,712,000 | 8,762,000 | 9,712,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,945,000 | 19,198,000 | 19,890,000 | 20,627,000 |
| Interest-bearing deposits | 17,363,000 | 15,999,000 | 17,427,000 | 17,795,000 |
| Noninterest-bearing deposits | 3,582,000 | 3,199,000 | 2,463,000 | 2,832,000 |
| Equity capital | 4,780,000 | 4,853,000 | 4,816,000 | 4,876,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 376,000 | 752,000 | 1,135,000 | 1,531,000 |
| Interest expense | 128,000 | 261,000 | 411,000 | 576,000 |
| Net interest income | 248,000 | 491,000 | 724,000 | 955,000 |
| Noninterest income | 15,000 | 29,000 | 43,000 | 58,000 |
| Noninterest expense | 155,000 | 293,000 | 433,000 | 593,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 108,000 | 227,000 | 334,000 | 420,000 |
| Income tax | 24,000 | 70,000 | 110,000 | 136,000 |
| Net income | 84,000 | 157,000 | 224,000 | 284,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,780,000 | 4,853,000 | 4,816,000 | 4,876,000 |
| Total capital | 4,889,000 | 4,962,000 | 4,935,000 | 4,995,000 |
| Risk-weighted assets | 12,672,000 | 12,778,000 | 13,472,000 | 12,971,000 |