Call reports 2006
FRANKLIN GROVE BANK — 2006
What FRANKLIN GROVE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 25,929,000 | 24,824,000 | 24,652,000 | 25,468,000 |
| Total loans | 12,633,000 | 13,570,000 | 12,890,000 | 12,907,000 |
| Allowance for loan losses | 129,000 | 129,000 | 129,000 | 108,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 8,658,000 | 8,356,000 | 8,356,000 | 8,712,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,153,000 | 19,945,000 | 19,763,000 | 20,469,000 |
| Interest-bearing deposits | 18,763,000 | 17,377,000 | 17,502,000 | 17,859,000 |
| Noninterest-bearing deposits | 2,390,000 | 2,568,000 | 2,261,000 | 2,610,000 |
| Equity capital | 4,659,000 | 4,746,000 | 4,718,000 | 4,796,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 344,000 | 712,000 | 1,078,000 | 1,458,000 |
| Interest expense | 104,000 | 215,000 | 337,000 | 468,000 |
| Net interest income | 240,000 | 497,000 | 741,000 | 990,000 |
| Noninterest income | 12,000 | 27,000 | 42,000 | 56,000 |
| Noninterest expense | 155,000 | 289,000 | 432,000 | 584,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 97,000 | 235,000 | 351,000 | 462,000 |
| Income tax | 20,000 | 71,000 | 115,000 | 148,000 |
| Net income | 77,000 | 164,000 | 236,000 | 314,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,659,000 | 4,746,000 | 4,718,000 | 4,796,000 |
| Total capital | 4,788,000 | 4,875,000 | 4,847,000 | 4,904,000 |
| Risk-weighted assets | 12,101,000 | 12,787,000 | 12,298,000 | 12,654,000 |