Call reports 2002
FRANKLIN GROVE BANK — 2002
What FRANKLIN GROVE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 24,485,000 | 24,251,000 | 23,626,000 | 24,061,000 |
| Total loans | 11,032,000 | 11,259,000 | 11,759,000 | 11,979,000 |
| Allowance for loan losses | 132,000 | 129,000 | 128,000 | 129,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 9,116,000 | 9,114,000 | 8,111,000 | 9,708,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,214,000 | 19,900,000 | 19,226,000 | 19,566,000 |
| Interest-bearing deposits | 18,428,000 | 18,125,000 | 17,424,000 | 16,813,000 |
| Noninterest-bearing deposits | 1,786,000 | 1,775,000 | 1,802,000 | 2,753,000 |
| Equity capital | 4,163,000 | 4,235,000 | 4,246,000 | 4,312,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 334,000 | 682,000 | 1,037,000 | 1,383,000 |
| Interest expense | 128,000 | 256,000 | 379,000 | 487,000 |
| Net interest income | 206,000 | 426,000 | 658,000 | 896,000 |
| Noninterest income | 12,000 | 24,000 | 41,000 | 53,000 |
| Noninterest expense | 140,000 | 264,000 | 382,000 | 526,000 |
| Provision for loan losses | 2,000 | 4,000 | 5,000 | 6,000 |
| Pretax income | 76,000 | 182,000 | 321,000 | 426,000 |
| Income tax | 13,000 | 47,000 | 95,000 | 134,000 |
| Net income | 63,000 | 135,000 | 226,000 | 292,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,163,000 | 4,235,000 | 4,246,000 | 4,312,000 |
| Total capital | 4,295,000 | 4,364,000 | 4,374,000 | 4,441,000 |
| Risk-weighted assets | 11,705,000 | 11,793,000 | 11,593,000 | 11,823,000 |