Call reports 2001
FRANKLIN GROVE BANK — 2001
What FRANKLIN GROVE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 22,843,000 | 21,467,000 | 23,423,000 | 24,906,000 |
| Total loans | 11,185,000 | 11,230,000 | 11,478,000 | 11,290,000 |
| Allowance for loan losses | 171,000 | 131,000 | 128,000 | 129,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 8,961,000 | 8,612,000 | 7,802,000 | 8,113,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,646,000 | 17,236,000 | 19,148,000 | 20,551,000 |
| Interest-bearing deposits | 16,633,000 | 15,441,000 | 17,390,000 | 18,381,000 |
| Noninterest-bearing deposits | 2,013,000 | 1,795,000 | 1,758,000 | 2,170,000 |
| Equity capital | 4,024,000 | 4,094,000 | 4,125,000 | 4,180,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 426,000 | 820,000 | 1,202,000 | 1,573,000 |
| Interest expense | 196,000 | 369,000 | 534,000 | 684,000 |
| Net interest income | 230,000 | 451,000 | 668,000 | 889,000 |
| Noninterest income | 9,000 | 20,000 | 34,000 | 46,000 |
| Noninterest expense | 143,000 | 270,000 | 398,000 | 544,000 |
| Provision for loan losses | 5,000 | 9,000 | 13,000 | 18,000 |
| Pretax income | 91,000 | 192,000 | 302,000 | 384,000 |
| Income tax | 30,000 | 61,000 | 96,000 | 123,000 |
| Net income | 61,000 | 131,000 | 206,000 | 261,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,024,000 | 4,094,000 | 4,125,000 | 4,180,000 |
| Total capital | 4,161,000 | 4,225,000 | 4,253,000 | 4,309,000 |
| Risk-weighted assets | 10,898,000 | 10,919,000 | 11,595,000 | 12,165,000 |