Call reports 2025
BUENA VISTA NATIONAL BANK — 2025
What BUENA VISTA NATIONAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 319,243,000 | 317,512,000 | 311,561,000 | 324,277,000 |
| Total loans | 187,994,000 | 187,718,000 | 200,719,000 | 211,924,000 |
| Allowance for loan losses | 2,754,000 | 2,754,000 | 2,833,000 | 3,157,000 |
| Securities available for sale | 82,286,000 | 82,136,000 | 80,030,000 | 77,330,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 269,073,000 | 266,112,000 | 262,954,000 | 274,627,000 |
| Interest-bearing deposits | 211,064,000 | 210,047,000 | 206,848,000 | 213,196,000 |
| Noninterest-bearing deposits | 58,009,000 | 56,065,000 | 56,106,000 | 61,431,000 |
| Equity capital | 32,471,000 | 33,887,000 | 35,747,000 | 35,341,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,938,000 | 7,970,000 | 12,249,000 | 16,655,000 |
| Interest expense | 1,148,000 | 2,309,000 | 3,445,000 | 4,532,000 |
| Net interest income | 2,790,000 | 5,661,000 | 8,804,000 | 12,123,000 |
| Noninterest income | 549,000 | 1,143,000 | 1,749,000 | 2,337,000 |
| Noninterest expense | 1,984,000 | 4,258,000 | 6,450,000 | 9,121,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 550,000 |
| Pretax income | 1,280,000 | 2,210,000 | 3,467,000 | 4,378,000 |
| Income tax | 324,000 | 551,000 | 872,000 | 1,090,000 |
| Net income | 956,000 | 1,659,000 | 2,595,000 | 3,288,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,532,000 | 35,235,000 | 36,171,000 | 35,364,000 |
| Total capital | 37,274,000 | 37,972,000 | 38,951,000 | 38,273,000 |
| Risk-weighted assets | 219,401,000 | 218,975,000 | 222,388,000 | 232,502,000 |