Call reports 2023
BUENA VISTA NATIONAL BANK — 2023
What BUENA VISTA NATIONAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 278,509,000 | 280,035,000 | 277,684,000 | 296,739,000 |
| Total loans | 153,952,000 | 156,823,000 | 171,481,000 | 168,998,000 |
| Allowance for loan losses | 2,125,000 | 2,177,000 | 2,301,000 | 2,388,000 |
| Securities available for sale | 80,742,000 | 78,341,000 | 73,883,000 | 76,136,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 233,974,000 | 235,219,000 | 231,984,000 | 249,952,000 |
| Interest-bearing deposits | 182,292,000 | 179,731,000 | 177,370,000 | 188,391,000 |
| Noninterest-bearing deposits | 51,682,000 | 55,488,000 | 54,614,000 | 61,561,000 |
| Equity capital | 26,239,000 | 26,678,000 | 25,825,000 | 28,268,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,741,000 | 5,654,000 | 8,626,000 | 11,855,000 |
| Interest expense | 474,000 | 1,041,000 | 1,727,000 | 2,564,000 |
| Net interest income | 2,267,000 | 4,613,000 | 6,899,000 | 9,291,000 |
| Noninterest income | 738,000 | 1,384,000 | 1,996,000 | 2,553,000 |
| Noninterest expense | 1,766,000 | 3,731,000 | 5,624,000 | 7,802,000 |
| Provision for loan losses | 45,000 | 90,000 | 235,000 | 380,000 |
| Pretax income | 1,194,000 | 2,175,000 | 3,011,000 | 3,625,000 |
| Income tax | 262,000 | 508,000 | 717,000 | 860,000 |
| Net income | 932,000 | 1,667,000 | 2,294,000 | 2,765,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,949,000 | 30,685,000 | 31,308,000 | 31,287,000 |
| Total capital | 32,074,000 | 32,862,000 | 33,609,000 | 33,687,000 |
| Risk-weighted assets | 186,891,000 | 190,517,000 | 201,000,000 | 200,217,000 |