Call reports 2020
BUENA VISTA NATIONAL BANK — 2020
What BUENA VISTA NATIONAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 216,564,000 | 242,743,000 | 237,910,000 | 249,677,000 |
| Total loans | 111,587,000 | 115,988,000 | 117,073,000 | 118,485,000 |
| Allowance for loan losses | 1,106,000 | 1,216,000 | 1,215,000 | 1,240,000 |
| Securities available for sale | 61,150,000 | 65,050,000 | 69,496,000 | 67,196,000 |
| Securities held to maturity | 975,000 | 758,000 | 212,000 | 212,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,816,000 | 206,830,000 | 201,354,000 | 213,974,000 |
| Interest-bearing deposits | 139,556,000 | 160,674,000 | 154,309,000 | 159,091,000 |
| Noninterest-bearing deposits | 42,260,000 | 46,156,000 | 47,045,000 | 54,883,000 |
| Equity capital | 29,817,000 | 30,800,000 | 31,493,000 | 30,627,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,166,000 | 4,252,000 | 6,251,000 | 8,257,000 |
| Interest expense | 232,000 | 447,000 | 622,000 | 771,000 |
| Net interest income | 1,934,000 | 3,805,000 | 5,629,000 | 7,486,000 |
| Noninterest income | 575,000 | 1,538,000 | 2,172,000 | 2,823,000 |
| Noninterest expense | 1,620,000 | 3,135,000 | 4,732,000 | 6,361,000 |
| Provision for loan losses | 30,000 | 185,000 | 220,000 | 255,000 |
| Pretax income | 859,000 | 2,023,000 | 2,849,000 | 3,693,000 |
| Income tax | 195,000 | 454,000 | 656,000 | 866,000 |
| Net income | 664,000 | 1,569,000 | 2,193,000 | 2,827,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,760,000 | 26,716,000 | 27,390,000 | 26,576,000 |