Call reports 2016
BUENA VISTA NATIONAL BANK — 2016
What BUENA VISTA NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 219,262,000 | 217,946,000 | 206,838,000 | 208,065,000 |
| Total loans | 94,969,000 | 95,602,000 | 98,349,000 | 98,768,000 |
| Allowance for loan losses | 1,003,000 | 1,004,000 | 1,032,000 | 1,040,000 |
| Securities available for sale | 72,404,000 | 76,008,000 | 69,145,000 | 65,665,000 |
| Securities held to maturity | 6,324,000 | 5,992,000 | 5,961,000 | 5,261,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,290,000 | 185,848,000 | 174,634,000 | 178,023,000 |
| Interest-bearing deposits | 138,521,000 | 137,897,000 | 134,962,000 | 133,040,000 |
| Noninterest-bearing deposits | 49,769,000 | 47,951,000 | 39,672,000 | 44,983,000 |
| Equity capital | 25,825,000 | 26,748,000 | 27,380,000 | 25,191,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,007,000 | 3,977,000 | 6,044,000 | 8,019,000 |
| Interest expense | 180,000 | 352,000 | 526,000 | 694,000 |
| Net interest income | 1,827,000 | 3,625,000 | 5,518,000 | 7,325,000 |
| Noninterest income | 473,000 | 973,000 | 1,562,000 | 2,085,000 |
| Noninterest expense | 1,515,000 | 2,991,000 | 4,559,000 | 6,067,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 115,000 |
| Pretax income | 755,000 | 1,547,000 | 2,485,000 | 3,282,000 |
| Income tax | 223,000 | 459,000 | 754,000 | 962,000 |
| Net income | 532,000 | 1,088,000 | 1,731,000 | 2,320,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,555,000 | 22,173,000 | 22,847,000 | 21,874,000 |
| Total capital | 22,558,000 | 23,177,000 | 23,879,000 | 22,914,000 |
| Risk-weighted assets | 126,491,000 | 127,572,000 | 128,161,000 | 130,281,000 |