Call reports 2015
BUENA VISTA NATIONAL BANK — 2015
What BUENA VISTA NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 215,701,000 | 209,330,000 | 209,172,000 | 210,991,000 |
| Total loans | 94,165,000 | 94,193,000 | 96,956,000 | 97,799,000 |
| Allowance for loan losses | 955,000 | 968,000 | 986,000 | 966,000 |
| Securities available for sale | 68,018,000 | 71,020,000 | 70,620,000 | 69,345,000 |
| Securities held to maturity | 7,789,000 | 7,751,000 | 7,713,000 | 7,005,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 184,776,000 | 178,679,000 | 177,279,000 | 179,437,000 |
| Interest-bearing deposits | 141,617,000 | 136,174,000 | 138,615,000 | 136,920,000 |
| Noninterest-bearing deposits | 43,159,000 | 42,505,000 | 38,664,000 | 42,517,000 |
| Equity capital | 25,072,000 | 24,961,000 | 26,028,000 | 24,991,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,977,000 | 3,916,000 | 5,928,000 | 7,996,000 |
| Interest expense | 199,000 | 395,000 | 588,000 | 774,000 |
| Net interest income | 1,778,000 | 3,521,000 | 5,340,000 | 7,222,000 |
| Noninterest income | 488,000 | 987,000 | 1,559,000 | 2,069,000 |
| Noninterest expense | 1,476,000 | 3,040,000 | 4,493,000 | 6,050,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 110,000 |
| Pretax income | 785,000 | 1,448,000 | 2,371,000 | 3,141,000 |
| Income tax | 241,000 | 439,000 | 737,000 | 944,000 |
| Net income | 544,000 | 1,009,000 | 1,634,000 | 2,197,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,125,000 | 21,519,000 | 22,179,000 | 21,255,000 |
| Total capital | 22,080,000 | 22,487,000 | 23,165,000 | 22,221,000 |
| Risk-weighted assets | 119,065,000 | 118,383,000 | 120,908,000 | 125,696,000 |