Call reports 2014
BUENA VISTA NATIONAL BANK — 2014
What BUENA VISTA NATIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 215,768,000 | 216,900,000 | 207,899,000 | 205,954,000 |
| Total loans | 91,599,000 | 94,459,000 | 96,740,000 | 97,569,000 |
| Allowance for loan losses | 1,045,000 | 1,056,000 | 1,033,000 | 1,010,000 |
| Securities available for sale | 70,989,000 | 75,965,000 | 67,105,000 | 64,291,000 |
| Securities held to maturity | 10,571,000 | 10,232,000 | 10,192,000 | 8,257,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,715,000 | 180,244,000 | 171,836,000 | 175,889,000 |
| Interest-bearing deposits | 142,134,000 | 138,036,000 | 143,626,000 | 136,844,000 |
| Noninterest-bearing deposits | 43,581,000 | 42,208,000 | 28,210,000 | 39,045,000 |
| Equity capital | 23,139,000 | 24,199,000 | 24,756,000 | 24,180,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,964,000 | 3,978,000 | 6,000,000 | 8,030,000 |
| Interest expense | 192,000 | 376,000 | 608,000 | 827,000 |
| Net interest income | 1,772,000 | 3,602,000 | 5,392,000 | 7,203,000 |
| Noninterest income | 468,000 | 979,000 | 1,508,000 | 2,017,000 |
| Noninterest expense | 1,551,000 | 3,195,000 | 4,719,000 | 6,354,000 |
| Provision for loan losses | 30,000 | 50,000 | 65,000 | 80,000 |
| Pretax income | 667,000 | 1,347,000 | 2,198,000 | 2,880,000 |
| Income tax | 197,000 | 396,000 | 663,000 | 863,000 |
| Net income | 470,000 | 951,000 | 1,535,000 | 2,017,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,041,000 | 19,577,000 | 20,215,000 | 19,551,000 |
| Total capital | 20,086,000 | 20,633,000 | 21,248,000 | 20,561,000 |
| Risk-weighted assets | 122,070,000 | 121,879,000 | 122,047,000 | 121,794,000 |