Call reports 2013
BUENA VISTA NATIONAL BANK — 2013
What BUENA VISTA NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 206,412,000 | 202,676,000 | 212,012,000 | 210,580,000 |
| Total loans | 93,892,000 | 94,314,000 | 95,344,000 | 94,028,000 |
| Allowance for loan losses | 974,000 | 999,000 | 954,000 | 971,000 |
| Securities available for sale | 59,147,000 | 61,313,000 | 69,936,000 | 68,381,000 |
| Securities held to maturity | 14,385,000 | 12,544,000 | 12,502,000 | 11,812,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,371,000 | 173,001,000 | 180,407,000 | 181,653,000 |
| Interest-bearing deposits | 144,520,000 | 140,913,000 | 145,465,000 | 142,202,000 |
| Noninterest-bearing deposits | 31,851,000 | 32,088,000 | 34,942,000 | 39,451,000 |
| Equity capital | 23,394,000 | 22,240,000 | 23,461,000 | 22,166,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,837,000 | 3,865,000 | 5,841,000 | 7,893,000 |
| Interest expense | 266,000 | 511,000 | 737,000 | 950,000 |
| Net interest income | 1,571,000 | 3,354,000 | 5,104,000 | 6,943,000 |
| Noninterest income | 566,000 | 1,177,000 | 1,780,000 | 2,306,000 |
| Noninterest expense | 1,511,000 | 3,161,000 | 4,705,000 | 6,496,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 655,000 | 1,425,000 | 2,233,000 | 2,801,000 |
| Income tax | 199,000 | 441,000 | 693,000 | 843,000 |
| Net income | 456,000 | 984,000 | 1,540,000 | 1,958,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,050,000 | 18,633,000 | 19,243,000 | 18,515,000 |
| Total capital | 19,074,000 | 19,682,000 | 20,247,000 | 19,536,000 |
| Risk-weighted assets | 115,461,000 | 116,244,000 | 120,076,000 | 117,763,000 |