Call reports 2012
BUENA VISTA NATIONAL BANK — 2012
What BUENA VISTA NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 146,058,000 | 145,735,000 | 140,881,000 | 207,635,000 |
| Total loans | 59,738,000 | 59,006,000 | 58,440,000 | 97,305,000 |
| Allowance for loan losses | 992,000 | 993,000 | 975,000 | 946,000 |
| Securities available for sale | 55,925,000 | 59,019,000 | 56,234,000 | 56,793,000 |
| Securities held to maturity | 2,262,000 | 2,254,000 | 2,246,000 | 17,426,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,548,000 | 119,760,000 | 113,660,000 | 170,912,000 |
| Interest-bearing deposits | 89,567,000 | 89,065,000 | 86,832,000 | 140,181,000 |
| Noninterest-bearing deposits | 30,981,000 | 30,695,000 | 26,828,000 | 30,731,000 |
| Equity capital | 20,033,000 | 20,643,000 | 21,202,000 | 23,064,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,381,000 | 2,738,000 | 4,038,000 | 5,519,000 |
| Interest expense | 195,000 | 379,000 | 553,000 | 773,000 |
| Net interest income | 1,186,000 | 2,359,000 | 3,485,000 | 4,746,000 |
| Noninterest income | 445,000 | 976,000 | 1,498,000 | 2,002,000 |
| Noninterest expense | 1,001,000 | 2,103,000 | 3,121,000 | 4,419,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 636,000 | 1,222,000 | 2,075,000 | 2,527,000 |
| Income tax | 212,000 | 394,000 | 698,000 | 818,000 |
| Net income | 424,000 | 828,000 | 1,377,000 | 1,709,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,755,000 | 18,163,000 | 18,715,000 | 17,795,000 |
| Total capital | 18,690,000 | 19,094,000 | 19,621,000 | 18,791,000 |
| Risk-weighted assets | 74,697,000 | 74,400,000 | 72,378,000 | 131,718,000 |