Call reports 2011
BUENA VISTA NATIONAL BANK — 2011
What BUENA VISTA NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 137,303,000 | 136,997,000 | 135,106,000 | 137,370,000 |
| Total loans | 59,254,000 | 60,420,000 | 61,122,000 | 60,320,000 |
| Allowance for loan losses | 997,000 | 1,037,000 | 990,000 | 1,011,000 |
| Securities available for sale | 46,921,000 | 51,461,000 | 51,425,000 | 52,066,000 |
| Securities held to maturity | 2,393,000 | 2,286,000 | 2,278,000 | 2,270,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,936,000 | 111,090,000 | 108,800,000 | 112,560,000 |
| Interest-bearing deposits | 83,957,000 | 81,828,000 | 84,848,000 | 83,511,000 |
| Noninterest-bearing deposits | 27,979,000 | 29,262,000 | 23,952,000 | 29,049,000 |
| Equity capital | 18,695,000 | 19,495,000 | 20,157,000 | 19,511,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,411,000 | 2,930,000 | 4,448,000 | 5,885,000 |
| Interest expense | 221,000 | 435,000 | 649,000 | 851,000 |
| Net interest income | 1,190,000 | 2,495,000 | 3,799,000 | 5,034,000 |
| Noninterest income | 406,000 | 812,000 | 1,353,000 | 1,847,000 |
| Noninterest expense | 1,028,000 | 2,117,000 | 3,149,000 | 4,336,000 |
| Provision for loan losses | 30,000 | 60,000 | 85,000 | 200,000 |
| Pretax income | 567,000 | 1,159,000 | 1,948,000 | 2,421,000 |
| Income tax | 185,000 | 380,000 | 654,000 | 800,000 |
| Net income | 382,000 | 779,000 | 1,294,000 | 1,621,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,980,000 | 17,377,000 | 17,891,000 | 17,419,000 |
| Total capital | 17,919,000 | 18,294,000 | 18,822,000 | 18,361,000 |
| Risk-weighted assets | 74,999,000 | 73,224,000 | 74,398,000 | 75,237,000 |