Call reports 2010
BUENA VISTA NATIONAL BANK — 2010
What BUENA VISTA NATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 133,492,000 | 135,334,000 | 137,243,000 | 128,215,000 |
| Total loans | 59,401,000 | 60,372,000 | 59,035,000 | 59,942,000 |
| Allowance for loan losses | 858,000 | 890,000 | 909,000 | 992,000 |
| Securities available for sale | 49,023,000 | 35,948,000 | 45,659,000 | 45,723,000 |
| Securities held to maturity | 2,422,000 | 2,415,000 | 2,407,000 | 2,400,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,941,000 | 110,828,000 | 112,391,000 | 98,007,000 |
| Interest-bearing deposits | 87,222,000 | 88,423,000 | 86,216,000 | 74,796,000 |
| Noninterest-bearing deposits | 22,719,000 | 22,405,000 | 26,175,000 | 23,211,000 |
| Equity capital | 18,212,000 | 18,911,000 | 19,284,000 | 18,327,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,574,000 | 3,129,000 | 4,656,000 | 6,127,000 |
| Interest expense | 291,000 | 561,000 | 821,000 | 1,050,000 |
| Net interest income | 1,283,000 | 2,568,000 | 3,835,000 | 5,077,000 |
| Noninterest income | 340,000 | 750,000 | 1,293,000 | 1,772,000 |
| Noninterest expense | 1,083,000 | 2,130,000 | 3,288,000 | 4,628,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 340,000 |
| Pretax income | 597,000 | 1,271,000 | 1,863,000 | 2,084,000 |
| Income tax | 170,000 | 368,000 | 540,000 | 583,000 |
| Net income | 427,000 | 903,000 | 1,323,000 | 1,501,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,323,000 | 16,799,000 | 17,220,000 | 16,597,000 |
| Total capital | 16,994,000 | 17,739,000 | 18,152,000 | 17,511,000 |
| Risk-weighted assets | 76,317,000 | 78,649,000 | 74,560,000 | 73,001,000 |