Call reports 2009
BUENA VISTA NATIONAL BANK — 2009
What BUENA VISTA NATIONAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 120,187,000 | 135,068,000 | 132,146,000 | 135,417,000 |
| Total loans | 55,990,000 | 58,199,000 | 59,707,000 | 57,819,000 |
| Allowance for loan losses | 669,000 | 697,000 | 669,000 | 802,000 |
| Securities available for sale | 38,631,000 | 40,849,000 | 46,008,000 | 50,655,000 |
| Securities held to maturity | 1,821,000 | 2,633,000 | 2,626,000 | 2,429,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,424,000 | 110,589,000 | 107,344,000 | 112,086,000 |
| Interest-bearing deposits | 78,991,000 | 90,506,000 | 88,786,000 | 89,758,000 |
| Noninterest-bearing deposits | 17,433,000 | 20,083,000 | 18,558,000 | 22,328,000 |
| Equity capital | 17,576,000 | 17,807,000 | 18,673,000 | 17,797,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,582,000 | 3,118,000 | 4,790,000 | 6,467,000 |
| Interest expense | 374,000 | 729,000 | 1,057,000 | 1,375,000 |
| Net interest income | 1,208,000 | 2,389,000 | 3,733,000 | 5,092,000 |
| Noninterest income | 388,000 | 766,000 | 1,142,000 | 1,544,000 |
| Noninterest expense | 1,057,000 | 2,105,000 | 3,227,000 | 4,391,000 |
| Provision for loan losses | 60,000 | 120,000 | 190,000 | 370,000 |
| Pretax income | 479,000 | 930,000 | 1,458,000 | 1,735,000 |
| Income tax | 139,000 | 266,000 | 416,000 | 423,000 |
| Net income | 340,000 | 664,000 | 1,042,000 | 1,312,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,725,000 | 16,049,000 | 16,427,000 | 15,897,000 |
| Total capital | 16,444,000 | 16,796,000 | 17,146,000 | 16,749,000 |
| Risk-weighted assets | 67,013,000 | 75,605,000 | 78,132,000 | 79,723,000 |