Call reports 2008
BUENA VISTA NATIONAL BANK — 2008
What BUENA VISTA NATIONAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 102,443,000 | 110,278,000 | 108,946,000 | 121,900,000 |
| Total loans | 50,728,000 | 57,066,000 | 58,921,000 | 56,999,000 |
| Allowance for loan losses | 882,000 | 799,000 | 720,000 | 617,000 |
| Securities available for sale | 33,288,000 | 31,940,000 | 29,979,000 | 36,192,000 |
| Securities held to maturity | 289,000 | 350,000 | 349,000 | 1,825,000 |
| Trading assets | 516,000 | 0 | 0 | 0 |
| Total deposits | 77,574,000 | 86,550,000 | 84,986,000 | 97,297,000 |
| Interest-bearing deposits | 63,819,000 | 70,448,000 | 70,255,000 | 74,008,000 |
| Noninterest-bearing deposits | 13,755,000 | 16,102,000 | 14,731,000 | 23,289,000 |
| Equity capital | 16,952,000 | 16,898,000 | 17,364,000 | 17,170,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,503,000 | 3,014,000 | 4,583,000 | 6,160,000 |
| Interest expense | 494,000 | 927,000 | 1,354,000 | 1,768,000 |
| Net interest income | 1,009,000 | 2,087,000 | 3,229,000 | 4,392,000 |
| Noninterest income | 330,000 | 688,000 | 1,040,000 | 1,414,000 |
| Noninterest expense | 946,000 | 1,856,000 | 2,920,000 | 3,924,000 |
| Provision for loan losses | 0 | 3,000 | 40,000 | 150,000 |
| Pretax income | 399,000 | 925,000 | 1,318,000 | 1,791,000 |
| Income tax | 133,000 | 311,000 | 442,000 | 601,000 |
| Net income | 266,000 | 614,000 | 876,000 | 1,190,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,100,000 | 15,809,000 | 16,071,000 | 15,385,000 |
| Total capital | 16,912,000 | 16,712,000 | 16,841,000 | 16,052,000 |
| Risk-weighted assets | 64,836,000 | 72,241,000 | 70,145,000 | 71,286,000 |