Call reports 2007
BUENA VISTA NATIONAL BANK — 2007
What BUENA VISTA NATIONAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 98,634,000 | 98,610,000 | 104,132,000 | 104,763,000 |
| Total loans | 46,596,000 | 48,636,000 | 50,094,000 | 50,449,000 |
| Allowance for loan losses | 801,000 | 820,000 | 844,000 | 817,000 |
| Securities available for sale | 27,363,000 | 35,469,000 | 39,743,000 | 34,829,000 |
| Securities held to maturity | 501,000 | 390,000 | 390,000 | 389,000 |
| Trading assets | 10,233,000 | 987,000 | 1,006,000 | 1,021,000 |
| Total deposits | 79,991,000 | 79,564,000 | 81,228,000 | 81,996,000 |
| Interest-bearing deposits | 64,656,000 | 66,948,000 | 66,864,000 | 63,667,000 |
| Noninterest-bearing deposits | 15,335,000 | 12,616,000 | 14,364,000 | 18,329,000 |
| Equity capital | 15,929,000 | 15,890,000 | 16,471,000 | 16,418,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,389,000 | 2,844,000 | 4,391,000 | 5,981,000 |
| Interest expense | 472,000 | 964,000 | 1,491,000 | 2,047,000 |
| Net interest income | 917,000 | 1,880,000 | 2,900,000 | 3,934,000 |
| Noninterest income | 344,000 | 622,000 | 979,000 | 1,414,000 |
| Noninterest expense | 920,000 | 1,824,000 | 2,732,000 | 3,578,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 337,000 | 674,000 | 1,143,000 | 1,614,000 |
| Income tax | 106,000 | 213,000 | 369,000 | 528,000 |
| Net income | 231,000 | 461,000 | 774,000 | 1,086,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,626,000 | 15,857,000 | 16,170,000 | 15,833,000 |
| Total capital | 16,410,000 | 16,608,000 | 16,926,000 | 16,625,000 |
| Risk-weighted assets | 62,680,000 | 59,975,000 | 60,311,000 | 63,295,000 |