Call reports 2006
BUENA VISTA NATIONAL BANK — 2006
What BUENA VISTA NATIONAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 110,529,000 | 108,289,000 | 105,505,000 | 99,866,000 |
| Total loans | 43,933,000 | 43,229,000 | 44,158,000 | 44,325,000 |
| Allowance for loan losses | 880,000 | 871,000 | 857,000 | 807,000 |
| Securities available for sale | 47,135,000 | 46,276,000 | 45,480,000 | 39,672,000 |
| Securities held to maturity | 728,000 | 622,000 | 622,000 | 501,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,378,000 | 81,845,000 | 77,548,000 | 79,409,000 |
| Interest-bearing deposits | 63,281,000 | 62,730,000 | 62,479,000 | 61,381,000 |
| Noninterest-bearing deposits | 20,097,000 | 19,115,000 | 15,069,000 | 18,028,000 |
| Equity capital | 15,962,000 | 16,027,000 | 16,121,000 | 15,848,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,334,000 | 2,719,000 | 4,125,000 | 5,539,000 |
| Interest expense | 398,000 | 869,000 | 1,393,000 | 1,905,000 |
| Net interest income | 936,000 | 1,850,000 | 2,732,000 | 3,634,000 |
| Noninterest income | 249,000 | 513,000 | 825,000 | 1,113,000 |
| Noninterest expense | 887,000 | 1,736,000 | 2,632,000 | 3,409,000 |
| Provision for loan losses | 0 | -28,000 | -68,000 | -68,000 |
| Pretax income | 298,000 | 655,000 | 993,000 | 1,406,000 |
| Income tax | 92,000 | 202,000 | 305,000 | 438,000 |
| Net income | 206,000 | 453,000 | 688,000 | 968,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,176,000 | 16,424,000 | 16,095,000 | 15,751,000 |
| Total capital | 16,919,000 | 17,156,000 | 16,833,000 | 16,487,000 |
| Risk-weighted assets | 59,270,000 | 58,415,000 | 58,844,000 | 58,770,000 |