Call reports 2005
BUENA VISTA NATIONAL BANK — 2005
What BUENA VISTA NATIONAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 101,341,000 | 98,057,000 | 93,572,000 | 95,559,000 |
| Total loans | 34,524,000 | 34,611,000 | 34,915,000 | 35,993,000 |
| Allowance for loan losses | 790,000 | 789,000 | 800,000 | 778,000 |
| Securities available for sale | 45,170,000 | 43,910,000 | 43,808,000 | 42,475,000 |
| Securities held to maturity | 1,420,000 | 1,419,000 | 1,184,000 | 728,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,495,000 | 73,811,000 | 66,782,000 | 70,833,000 |
| Interest-bearing deposits | 56,727,000 | 55,050,000 | 50,055,000 | 53,086,000 |
| Noninterest-bearing deposits | 20,768,000 | 18,761,000 | 16,727,000 | 17,747,000 |
| Equity capital | 16,372,000 | 16,994,000 | 16,201,000 | 14,299,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,093,000 | 2,229,000 | 3,369,000 | 4,542,000 |
| Interest expense | 184,000 | 378,000 | 595,000 | 850,000 |
| Net interest income | 909,000 | 1,851,000 | 2,774,000 | 3,692,000 |
| Noninterest income | 218,000 | 452,000 | 717,000 | 1,027,000 |
| Noninterest expense | 749,000 | 1,437,000 | 2,173,000 | 2,848,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 378,000 | 866,000 | 1,318,000 | 1,871,000 |
| Income tax | 121,000 | 283,000 | 435,000 | 625,000 |
| Net income | 257,000 | 583,000 | 883,000 | 1,246,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,420,000 | 16,746,000 | 16,145,000 | 14,410,000 |
| Total capital | 17,077,000 | 17,392,000 | 16,771,000 | 15,078,000 |
| Risk-weighted assets | 52,460,000 | 51,564,000 | 49,921,000 | 53,275,000 |