Call reports 2004
BUENA VISTA NATIONAL BANK — 2004
What BUENA VISTA NATIONAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 98,897,000 | 95,249,000 | 95,149,000 | 96,856,000 |
| Total loans | 35,339,000 | 35,906,000 | 36,069,000 | 35,356,000 |
| Allowance for loan losses | 763,000 | 733,000 | 770,000 | 790,000 |
| Securities available for sale | 37,327,000 | 45,638,000 | 40,632,000 | 37,688,000 |
| Securities held to maturity | 1,723,000 | 1,722,000 | 1,721,000 | 1,420,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,776,000 | 71,511,000 | 70,445,000 | 72,493,000 |
| Interest-bearing deposits | 61,751,000 | 56,068,000 | 55,192,000 | 54,192,000 |
| Noninterest-bearing deposits | 18,025,000 | 15,443,000 | 15,253,000 | 18,301,000 |
| Equity capital | 17,213,000 | 16,870,000 | 17,094,000 | 17,274,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,094,000 | 2,147,000 | 3,238,000 | 4,309,000 |
| Interest expense | 152,000 | 318,000 | 496,000 | 674,000 |
| Net interest income | 942,000 | 1,829,000 | 2,742,000 | 3,635,000 |
| Noninterest income | 212,000 | 449,000 | 700,000 | 937,000 |
| Noninterest expense | 686,000 | 1,404,000 | 2,132,000 | 2,809,000 |
| Provision for loan losses | 23,000 | 45,000 | 68,000 | 82,000 |
| Pretax income | 448,000 | 831,000 | 1,243,000 | 1,683,000 |
| Income tax | 147,000 | 272,000 | 397,000 | 542,000 |
| Net income | 301,000 | 559,000 | 846,000 | 1,141,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,448,000 | 16,706,000 | 16,568,000 | 16,863,000 |
| Total capital | 17,057,000 | 17,291,000 | 17,217,000 | 17,462,000 |
| Risk-weighted assets | 48,561,000 | 46,650,000 | 51,764,000 | 47,726,000 |