Call reports 2003
BUENA VISTA NATIONAL BANK — 2003
What BUENA VISTA NATIONAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 96,298,000 | 97,322,000 | 88,260,000 | 99,621,000 |
| Total loans | 39,088,000 | 38,289,000 | 37,618,000 | 36,622,000 |
| Allowance for loan losses | 897,000 | 775,000 | 744,000 | 748,000 |
| Securities available for sale | 35,053,000 | 35,348,000 | 35,474,000 | 34,647,000 |
| Securities held to maturity | 2,188,000 | 2,188,000 | 2,520,000 | 2,329,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,361,000 | 77,412,000 | 69,829,000 | 81,042,000 |
| Interest-bearing deposits | 64,303,000 | 64,060,000 | 57,736,000 | 55,639,000 |
| Noninterest-bearing deposits | 13,058,000 | 13,352,000 | 12,093,000 | 25,403,000 |
| Equity capital | 16,896,000 | 17,150,000 | 16,622,000 | 16,965,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,201,000 | 2,328,000 | 3,353,000 | 4,386,000 |
| Interest expense | 248,000 | 465,000 | 655,000 | 822,000 |
| Net interest income | 953,000 | 1,863,000 | 2,698,000 | 3,564,000 |
| Noninterest income | 204,000 | 428,000 | 661,000 | 873,000 |
| Noninterest expense | 674,000 | 1,382,000 | 2,039,000 | 2,752,000 |
| Provision for loan losses | 22,000 | 45,000 | 68,000 | 90,000 |
| Pretax income | 461,000 | 864,000 | 1,262,000 | 1,615,000 |
| Income tax | 157,000 | 296,000 | 433,000 | 509,000 |
| Net income | 304,000 | 568,000 | 829,000 | 1,106,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,100,000 | 16,340,000 | 16,070,000 | 16,347,000 |
| Total capital | 16,753,000 | 16,953,000 | 16,681,000 | 16,971,000 |
| Risk-weighted assets | 52,032,000 | 48,902,000 | 48,779,000 | 49,801,000 |