Call reports 2002
BUENA VISTA NATIONAL BANK — 2002
What BUENA VISTA NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 92,440,000 | 102,055,000 | 95,790,000 | 95,041,000 |
| Total loans | 42,997,000 | 43,414,000 | 44,412,000 | 41,915,000 |
| Allowance for loan losses | 933,000 | 960,000 | 931,000 | 936,000 |
| Securities available for sale | 33,332,000 | 31,423,000 | 37,353,000 | 36,773,000 |
| Securities held to maturity | 2,314,000 | 1,909,000 | 1,877,000 | 1,974,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,235,000 | 80,120,000 | 73,943,000 | 74,192,000 |
| Interest-bearing deposits | 59,482,000 | 63,728,000 | 63,679,000 | 61,382,000 |
| Noninterest-bearing deposits | 10,753,000 | 16,392,000 | 10,264,000 | 12,810,000 |
| Equity capital | 16,041,000 | 16,586,000 | 17,016,000 | 17,315,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,374,000 | 2,722,000 | 4,088,000 | 5,368,000 |
| Interest expense | 385,000 | 746,000 | 1,076,000 | 1,372,000 |
| Net interest income | 989,000 | 1,976,000 | 3,012,000 | 3,996,000 |
| Noninterest income | 237,000 | 433,000 | 617,000 | 777,000 |
| Noninterest expense | 618,000 | 1,273,000 | 1,896,000 | 2,557,000 |
| Provision for loan losses | 88,000 | 110,000 | 132,000 | 155,000 |
| Pretax income | 520,000 | 1,030,000 | 1,605,000 | 2,065,000 |
| Income tax | 175,000 | 349,000 | 546,000 | 704,000 |
| Net income | 345,000 | 681,000 | 1,059,000 | 1,361,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,491,000 | 15,826,000 | 16,179,000 | 16,456,000 |
| Total capital | 16,123,000 | 16,512,000 | 16,875,000 | 17,115,000 |
| Risk-weighted assets | 50,283,000 | 54,588,000 | 55,428,000 | 52,426,000 |