Call reports 2008
BLACKHAWK BANK & TRUST — 2008
What BLACKHAWK BANK & TRUST reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 777,720,000 | 849,573,000 | 833,779,000 | 814,905,000 |
| Total loans | 329,968,000 | 366,731,000 | 375,152,000 | 380,480,000 |
| Allowance for loan losses | 3,994,000 | 4,722,000 | 3,871,000 | 4,079,000 |
| Securities available for sale | 405,272,000 | 421,520,000 | 391,923,000 | 372,151,000 |
| Securities held to maturity | 7,804,000 | 9,035,000 | 13,338,000 | 7,582,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 580,489,000 | 637,558,000 | 636,478,000 | 644,909,000 |
| Interest-bearing deposits | 527,461,000 | 572,975,000 | 574,020,000 | 578,190,000 |
| Noninterest-bearing deposits | 53,028,000 | 64,583,000 | 62,458,000 | 66,719,000 |
| Equity capital | 69,612,000 | 63,592,000 | 53,265,000 | 59,868,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 10,962,000 | 22,309,000 | 34,252,000 | 45,649,000 |
| Interest expense | 5,923,000 | 11,017,000 | 16,024,000 | 20,412,000 |
| Net interest income | 5,039,000 | 11,292,000 | 18,228,000 | 25,237,000 |
| Noninterest income | 548,000 | 1,154,000 | 1,957,000 | 2,611,000 |
| Noninterest expense | 3,234,000 | 7,191,000 | 11,247,000 | 15,979,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,200,000 |
| Pretax income | 2,203,000 | 4,833,000 | 8,335,000 | 9,360,000 |
| Income tax | 451,000 | 1,001,000 | 1,710,000 | 933,000 |
| Net income | 1,752,000 | 3,832,000 | 6,625,000 | 8,427,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,363,000 | 64,925,000 | 68,093,000 | 71,822,000 |
| Total capital | 71,357,000 | 69,647,000 | 71,964,000 | 75,901,000 |
| Risk-weighted assets | 432,346,000 | 501,118,000 | 521,720,000 | 709,629,000 |