Call reports 2007
BLACKHAWK BANK & TRUST — 2007
What BLACKHAWK BANK & TRUST reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 698,742,000 | 737,214,000 | 742,855,000 | 788,217,000 |
| Total loans | 314,757,000 | 323,922,000 | 320,289,000 | 332,403,000 |
| Allowance for loan losses | 3,764,000 | 3,758,000 | 3,520,000 | 3,705,000 |
| Securities available for sale | 349,702,000 | 371,806,000 | 379,922,000 | 416,742,000 |
| Securities held to maturity | 1,996,000 | 1,911,000 | 1,914,000 | 5,346,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 549,282,000 | 570,421,000 | 578,805,000 | 599,752,000 |
| Interest-bearing deposits | 500,700,000 | 520,660,000 | 530,457,000 | 542,007,000 |
| Noninterest-bearing deposits | 48,582,000 | 49,761,000 | 48,348,000 | 57,745,000 |
| Equity capital | 66,498,000 | 63,019,000 | 67,870,000 | 69,574,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 10,057,000 | 20,572,000 | 31,747,000 | 43,028,000 |
| Interest expense | 5,934,000 | 12,216,000 | 18,857,000 | 25,318,000 |
| Net interest income | 4,123,000 | 8,356,000 | 12,890,000 | 17,710,000 |
| Noninterest income | 475,000 | 1,049,000 | 1,577,000 | 2,089,000 |
| Noninterest expense | 2,802,000 | 5,815,000 | 8,643,000 | 12,220,000 |
| Provision for loan losses | 35,000 | 63,000 | 524,000 | 1,021,000 |
| Pretax income | 1,770,000 | 3,537,000 | 5,684,000 | 7,660,000 |
| Income tax | 214,000 | 516,000 | 928,000 | 1,288,000 |
| Net income | 1,556,000 | 3,021,000 | 4,756,000 | 6,372,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,977,000 | 62,080,000 | 64,087,000 | 65,341,000 |
| Total capital | 64,741,000 | 65,838,000 | 67,607,000 | 69,046,000 |
| Risk-weighted assets | 382,954,000 | 397,224,000 | 400,361,000 | 428,709,000 |