Call reports 2006
BLACKHAWK BANK & TRUST — 2006
What BLACKHAWK BANK & TRUST reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 638,725,000 | 646,259,000 | 665,814,000 | 666,751,000 |
| Total loans | 305,963,000 | 299,863,000 | 308,571,000 | 309,999,000 |
| Allowance for loan losses | 3,654,000 | 3,744,000 | 3,794,000 | 3,705,000 |
| Securities available for sale | 300,901,000 | 309,323,000 | 324,516,000 | 323,652,000 |
| Securities held to maturity | 907,000 | 844,000 | 1,026,000 | 1,029,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 497,452,000 | 508,686,000 | 520,161,000 | 531,012,000 |
| Interest-bearing deposits | 448,833,000 | 462,192,000 | 472,019,000 | 486,521,000 |
| Noninterest-bearing deposits | 48,619,000 | 46,494,000 | 48,142,000 | 44,491,000 |
| Equity capital | 58,496,000 | 55,793,000 | 63,129,000 | 63,823,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 9,047,000 | 18,318,000 | 27,967,000 | 37,892,000 |
| Interest expense | 4,428,000 | 9,345,000 | 14,734,000 | 20,363,000 |
| Net interest income | 4,619,000 | 8,973,000 | 13,233,000 | 17,529,000 |
| Noninterest income | 436,000 | 891,000 | 1,416,000 | 1,878,000 |
| Noninterest expense | 2,699,000 | 5,515,000 | 8,380,000 | 11,697,000 |
| Provision for loan losses | 120,000 | 205,000 | 280,000 | 310,000 |
| Pretax income | 2,239,000 | 4,177,000 | 6,068,000 | 7,483,000 |
| Income tax | 641,000 | 912,000 | 1,132,000 | 1,104,000 |
| Net income | 1,598,000 | 3,265,000 | 4,936,000 | 6,379,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,789,000 | 56,112,000 | 58,052,000 | 59,150,000 |
| Total capital | 58,443,000 | 59,856,000 | 61,846,000 | 62,855,000 |
| Risk-weighted assets | 366,819,000 | 367,432,000 | 376,899,000 | 377,534,000 |