Call reports 2005
BLACKHAWK BANK & TRUST — 2005
What BLACKHAWK BANK & TRUST reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 595,451,000 | 608,025,000 | 612,855,000 | 632,801,000 |
| Total loans | 279,764,000 | 291,245,000 | 300,264,000 | 303,331,000 |
| Allowance for loan losses | 3,121,000 | 3,352,000 | 3,560,000 | 3,535,000 |
| Securities available for sale | 280,114,000 | 282,290,000 | 277,078,000 | 295,394,000 |
| Securities held to maturity | 1,211,000 | 1,196,000 | 1,196,000 | 1,032,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 473,342,000 | 474,571,000 | 497,491,000 | 507,212,000 |
| Interest-bearing deposits | 426,212,000 | 428,519,000 | 451,224,000 | 455,188,000 |
| Noninterest-bearing deposits | 47,130,000 | 46,052,000 | 46,267,000 | 52,024,000 |
| Equity capital | 54,396,000 | 57,331,000 | 58,103,000 | 58,065,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 7,645,000 | 15,713,000 | 24,099,000 | 32,759,000 |
| Interest expense | 2,585,000 | 5,614,000 | 9,132,000 | 13,100,000 |
| Net interest income | 5,060,000 | 10,099,000 | 14,967,000 | 19,659,000 |
| Noninterest income | 387,000 | 791,000 | 1,280,000 | 1,501,000 |
| Noninterest expense | 2,490,000 | 5,182,000 | 7,800,000 | 10,989,000 |
| Provision for loan losses | 225,000 | 450,000 | 675,000 | 776,000 |
| Pretax income | 2,750,000 | 5,606,000 | 8,120,000 | 9,770,000 |
| Income tax | 957,000 | 1,842,000 | 2,492,000 | 2,103,000 |
| Net income | 1,793,000 | 3,764,000 | 5,628,000 | 7,667,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,434,000 | 49,077,000 | 51,211,000 | 52,920,000 |
| Total capital | 50,555,000 | 52,429,000 | 54,771,000 | 56,455,000 |
| Risk-weighted assets | 328,410,000 | 342,148,000 | 352,494,000 | 360,430,000 |