Call reports 2004
BLACKHAWK BANK & TRUST — 2004
What BLACKHAWK BANK & TRUST reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 562,549,000 | 590,030,000 | 589,927,000 | 585,439,000 |
| Total loans | 237,848,000 | 239,895,000 | 252,912,000 | 271,932,000 |
| Allowance for loan losses | 2,253,000 | 2,392,000 | 2,318,000 | 3,000,000 |
| Securities available for sale | 284,152,000 | 308,660,000 | 297,429,000 | 277,265,000 |
| Securities held to maturity | 1,190,000 | 1,320,000 | 1,323,000 | 1,265,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 451,266,000 | 457,637,000 | 455,674,000 | 482,400,000 |
| Interest-bearing deposits | 407,483,000 | 411,590,000 | 411,217,000 | 427,914,000 |
| Noninterest-bearing deposits | 43,783,000 | 46,047,000 | 44,457,000 | 54,486,000 |
| Equity capital | 55,719,000 | 45,948,000 | 54,132,000 | 54,452,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 6,869,000 | 14,042,000 | 21,571,000 | 29,168,000 |
| Interest expense | 2,141,000 | 4,325,000 | 6,656,000 | 9,124,000 |
| Net interest income | 4,728,000 | 9,717,000 | 14,915,000 | 20,044,000 |
| Noninterest income | 387,000 | 778,000 | 1,187,000 | 1,563,000 |
| Noninterest expense | 2,438,000 | 4,938,000 | 7,589,000 | 10,444,000 |
| Provision for loan losses | 188,000 | 375,000 | 562,000 | 1,481,000 |
| Pretax income | 8,093,000 | 10,941,000 | 13,803,000 | 16,169,000 |
| Income tax | 3,228,000 | 3,990,000 | 4,790,000 | 4,911,000 |
| Net income | 4,865,000 | 6,951,000 | 9,013,000 | 11,258,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,502,000 | 41,091,000 | 43,423,000 | 45,372,000 |
| Total capital | 44,755,000 | 43,483,000 | 45,741,000 | 48,372,000 |
| Risk-weighted assets | 277,939,000 | 291,486,000 | 305,462,000 | 317,605,000 |