Call reports 2003
BLACKHAWK BANK & TRUST — 2003
What BLACKHAWK BANK & TRUST reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 514,583,000 | 545,689,000 | 535,130,000 | 580,260,000 |
| Total loans | 209,165,000 | 216,284,000 | 219,975,000 | 234,163,000 |
| Allowance for loan losses | 2,289,000 | 2,491,000 | 2,734,000 | 2,175,000 |
| Securities available for sale | 268,882,000 | 293,973,000 | 277,630,000 | 305,694,000 |
| Securities held to maturity | 1,305,000 | 1,295,000 | 1,295,000 | 1,244,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 426,474,000 | 434,958,000 | 444,690,000 | 449,205,000 |
| Interest-bearing deposits | 385,535,000 | 393,281,000 | 404,902,000 | 408,179,000 |
| Noninterest-bearing deposits | 40,939,000 | 41,677,000 | 39,788,000 | 41,026,000 |
| Equity capital | 47,225,000 | 50,822,000 | 48,110,000 | 51,132,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 6,999,000 | 14,041,000 | 21,063,000 | 28,327,000 |
| Interest expense | 2,520,000 | 4,944,000 | 7,198,000 | 9,421,000 |
| Net interest income | 4,479,000 | 9,097,000 | 13,865,000 | 18,906,000 |
| Noninterest income | 412,000 | 802,000 | 1,206,000 | 1,594,000 |
| Noninterest expense | 2,318,000 | 4,678,000 | 7,089,000 | 9,943,000 |
| Provision for loan losses | 150,000 | 300,000 | 600,000 | 900,000 |
| Pretax income | 2,653,000 | 5,426,000 | 7,904,000 | 10,194,000 |
| Income tax | 565,000 | 1,363,000 | 2,000,000 | 2,472,000 |
| Net income | 2,088,000 | 4,063,000 | 5,904,000 | 7,722,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,024,000 | 33,718,000 | 35,829,000 | 37,366,000 |
| Total capital | 34,313,000 | 36,209,000 | 38,563,000 | 39,541,000 |
| Risk-weighted assets | 229,735,000 | 245,600,000 | 248,575,000 | 266,113,000 |