Call reports 2002
BLACKHAWK BANK & TRUST — 2002
What BLACKHAWK BANK & TRUST reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 458,786,000 | 493,442,000 | 507,763,000 | 505,911,000 |
| Total loans | 194,196,000 | 200,142,000 | 203,905,000 | 206,057,000 |
| Allowance for loan losses | 1,971,000 | 2,108,000 | 2,245,000 | 2,172,000 |
| Securities available for sale | 228,481,000 | 255,912,000 | 268,866,000 | 250,379,000 |
| Securities held to maturity | 0 | 0 | 0 | 577,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 390,088,000 | 413,376,000 | 416,233,000 | 431,193,000 |
| Interest-bearing deposits | 353,443,000 | 376,391,000 | 380,124,000 | 391,482,000 |
| Noninterest-bearing deposits | 36,645,000 | 36,985,000 | 36,109,000 | 39,711,000 |
| Equity capital | 35,008,000 | 39,400,000 | 44,926,000 | 44,248,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 6,642,000 | 13,425,000 | 20,508,000 | 27,514,000 |
| Interest expense | 3,046,000 | 6,004,000 | 9,023,000 | 11,792,000 |
| Net interest income | 3,596,000 | 7,421,000 | 11,485,000 | 15,722,000 |
| Noninterest income | 405,000 | 798,000 | 1,222,000 | 1,624,000 |
| Noninterest expense | 2,063,000 | 4,334,000 | 6,580,000 | 9,301,000 |
| Provision for loan losses | 110,000 | 260,000 | 410,000 | 560,000 |
| Pretax income | 1,987,000 | 3,926,000 | 6,219,000 | 8,065,000 |
| Income tax | 329,000 | 679,000 | 1,144,000 | 1,761,000 |
| Net income | 1,658,000 | 3,247,000 | 5,075,000 | 6,304,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,588,000 | 26,809,000 | 28,804,000 | 29,665,000 |
| Total capital | 27,559,000 | 28,917,000 | 31,049,000 | 31,837,000 |
| Risk-weighted assets | 203,556,000 | 213,037,000 | 219,508,000 | 220,867,000 |