Call reports 2006
UNION TRUST COMPANY — 2006
What UNION TRUST COMPANY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 536,475,000 | 549,907,000 | 553,068,000 | 539,605,000 |
| Total loans | 364,104,000 | 373,444,000 | 383,004,000 | 371,192,000 |
| Allowance for loan losses | 4,020,000 | 4,008,000 | 3,992,000 | 3,983,000 |
| Securities available for sale | 132,619,000 | 133,721,000 | 124,457,000 | 125,834,000 |
| Securities held to maturity | 1,982,000 | 1,980,000 | 1,979,000 | 1,977,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 317,671,000 | 318,093,000 | 336,930,000 | 347,993,000 |
| Interest-bearing deposits | 294,059,000 | 274,256,000 | 282,995,000 | 297,897,000 |
| Noninterest-bearing deposits | 23,612,000 | 43,837,000 | 53,935,000 | 50,097,000 |
| Equity capital | 36,862,000 | 35,798,000 | 37,196,000 | 38,651,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 6,996,000 | 14,387,000 | 22,061,000 | 29,936,000 |
| Interest expense | 3,092,000 | 6,763,000 | 10,613,000 | 14,439,000 |
| Net interest income | 3,904,000 | 7,624,000 | 11,448,000 | 15,497,000 |
| Noninterest income | 1,276,000 | 2,779,000 | 4,147,000 | 5,577,000 |
| Noninterest expense | 4,002,000 | 7,974,000 | 11,700,000 | 15,448,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,178,000 | 2,429,000 | 3,895,000 | 5,514,000 |
| Income tax | 298,000 | 636,000 | 967,000 | 1,421,000 |
| Net income | 880,000 | 1,793,000 | 2,928,000 | 4,093,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,325,000 | 38,381,000 | 38,809,000 | 39,619,000 |
| Total capital | 42,301,000 | 42,507,000 | 43,011,000 | 43,700,000 |
| Risk-weighted assets | 317,777,000 | 330,007,000 | 336,064,000 | 326,161,000 |