Call reports 2002
UNION TRUST COMPANY — 2002
What UNION TRUST COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 348,727,000 | 361,953,000 | 383,246,000 | 371,812,000 |
| Total loans | 219,438,000 | 224,276,000 | 229,173,000 | 231,758,000 |
| Allowance for loan losses | 3,555,000 | 3,607,000 | 3,712,000 | 3,679,000 |
| Securities available for sale | 96,356,000 | 103,584,000 | 104,978,000 | 101,038,000 |
| Securities held to maturity | 3,626,000 | 3,623,000 | 3,420,000 | 3,317,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 254,484,000 | 254,800,000 | 288,120,000 | 275,911,000 |
| Interest-bearing deposits | 240,858,000 | 241,428,000 | 268,554,000 | 260,129,000 |
| Noninterest-bearing deposits | 13,626,000 | 13,372,000 | 19,566,000 | 15,782,000 |
| Equity capital | 27,248,000 | 29,053,000 | 30,790,000 | 31,447,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 5,336,000 | 10,697,000 | 16,095,000 | 21,340,000 |
| Interest expense | 1,809,000 | 3,594,000 | 5,394,000 | 7,064,000 |
| Net interest income | 3,527,000 | 7,103,000 | 10,701,000 | 14,276,000 |
| Noninterest income | 1,151,000 | 2,478,000 | 3,984,000 | 5,444,000 |
| Noninterest expense | 2,968,000 | 6,244,000 | 9,504,000 | 13,177,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 1,620,000 | 3,151,000 | 4,932,000 | 6,206,000 |
| Income tax | 490,000 | 950,000 | 1,465,000 | 1,805,000 |
| Net income | 1,130,000 | 2,201,000 | 3,467,000 | 4,401,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,086,000 | 27,836,000 | 28,732,000 | 29,290,000 |
| Total capital | 29,638,000 | 30,446,000 | 31,446,000 | 31,981,000 |
| Risk-weighted assets | 203,156,000 | 207,832,000 | 216,089,000 | 214,324,000 |